Marriott Bonvoy Boundless Credit Card vs. United Club Infinite Card
On the criteria below, United Club Infinite Card wins 3 of 5. The verdict depends on which criteria matter to you.
Marriott Bonvoy Boundless Credit Card
Chase
United Club Infinite Card
Chase
United Club Infinite Card wins 3 of 5 criteria here, making it the stronger all-rounder.
Marriott Bonvoy Boundless Credit Card wins on first-year math and annual fee; United Club Infinite Card wins on earning ceiling, lounge access, and travel insurance.
Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 3- First-year math Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card wins on bonus value minus annual fee.
- Annual fee Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card is $600 cheaper to keep.
- Earning ceiling United Club Infinite Card
United Club Infinite Card earns more on its best category (11× vs 6×).
- Lounge access United Club Infinite Card
United Club Infinite Card includes lounge access; the other doesn't.
- Travel insurance United Club Infinite Card
United Club Infinite Card carries built-in travel insurance.
By the numbers
- Annual fee
- $95
- $695
- Welcome offer (typical value)
- $1,000
- $1,170
- First-year net
- +$905
- +$475
- Peak earning rate
- 6×
- 11×
- Top categories
- Marriott Hotels, Grocery, Gas
- Airfare, Travel, Hotels Resorts
- Lounge access
- No
- United Club
- Travel insurance
- No
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Marriott Bonvoy
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.