Marriott Bonvoy Boundless Credit Card vs. United Explorer Card
On the criteria below, Marriott Bonvoy Boundless Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Marriott Bonvoy Boundless Credit Card
Chase
United Explorer Card
Chase
Marriott Bonvoy Boundless Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Marriott Bonvoy Boundless Credit Card leads on annual fee and earning ceiling, while United Explorer Card only ties the rest.
Pick the Marriott Bonvoy Boundless Credit Card if year-one math is your priority; take the Marriott Bonvoy Boundless Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 0 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card is $55 cheaper to keep.
- Earning ceiling Marriott Bonvoy Boundless Credit Card
Marriott Bonvoy Boundless Credit Card earns more on its best category (6× vs 2×).
By the numbers
- Annual fee
- $95
- $150
- Welcome offer (typical value)
- $875
- $910
- First-year net
- +$780
- +$760
- Peak earning rate
- 6×
- 2×
- Top categories
- Marriott Hotels, Grocery, Gas
- Airfare, Hotels Resorts, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Marriott Bonvoy
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.