Southwest Rapid Rewards Priority Credit Card vs. Apple Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Southwest Rapid Rewards Priority Credit Card
Chase
Apple Card
Goldman Sachs Bank USA
Southwest Rapid Rewards Priority Credit Card and Apple Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Southwest Rapid Rewards Priority Credit Card wins on earning ceiling and travel insurance; Apple Card wins on first-year math and annual fee.
Pick the Apple Card if year-one math is your priority; take the Apple Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Apple Card
Apple Card wins on bonus value minus annual fee.
- Annual fee Apple Card
Apple Card is $229 cheaper to keep.
- Earning ceiling Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card earns more on its best category (4× vs 3×).
- Travel insurance Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- $229
- Free
- Welcome offer (typical value)
- —
- —
- First-year net
- $-229
- +$0
- Peak earning rate
- 4×
- 3×
- Top categories
- Airfare, Dining, Gas
- Apple And App Store, Apple Pay, Bonus Daily Cash Merchants
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Southwest Rapid Rewards
- Apple Daily Cash
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.