Southwest Rapid Rewards Priority Credit Card vs. TD Cash Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Southwest Rapid Rewards Priority Credit Card
Chase
TD Cash Credit Card
TD Bank
Southwest Rapid Rewards Priority Credit Card and TD Cash Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Southwest Rapid Rewards Priority Credit Card wins on earning ceiling and foreign transactions; TD Cash Credit Card wins on first-year math and annual fee.
Pick the TD Cash Credit Card if year-one math is your priority; take the TD Cash Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math TD Cash Credit Card
TD Cash Credit Card wins on bonus value minus annual fee.
- Annual fee TD Cash Credit Card
TD Cash Credit Card is $229 cheaper to keep.
- Earning ceiling Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card earns more on its best category (4× vs 3×).
- Foreign transactions Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $229
- Free
- Welcome offer (typical value)
- —
- —
- First-year net
- $-229
- +$0
- Peak earning rate
- 4×
- 3×
- Top categories
- Airfare, Dining, Gas
- Selected Second Category, Selected Top Category
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Southwest Rapid Rewards
- TD Rewards Points
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.