Head to head

Southwest Rapid Rewards Priority Credit Card vs. Wells Fargo Autograph Journey Card

On the criteria below, Wells Fargo Autograph Journey Card wins 3 of 3. The verdict depends on which criteria matter to you.

Southwest Rapid Rewards Priority Credit Card

Chase

Wells Fargo Autograph Journey Card

Wells Fargo

At a glance

Wells Fargo Autograph Journey Card wins 3 of 3 criteria here, making it the stronger all-rounder.

Wells Fargo Autograph Journey Card leads on first-year math, annual fee, and earning ceiling, while Southwest Rapid Rewards Priority Credit Card only ties the rest.

Pick the Wells Fargo Autograph Journey Card if year-one math is your priority; take the Wells Fargo Autograph Journey Card if you want a cheaper card to keep long-term.

Who wins what

0 vs 3
  • First-year math Wells Fargo Autograph Journey Card

    Wells Fargo Autograph Journey Card wins on bonus value minus annual fee.

  • Annual fee Wells Fargo Autograph Journey Card

    Wells Fargo Autograph Journey Card is $134 cheaper to keep.

  • Earning ceiling Wells Fargo Autograph Journey Card

    Wells Fargo Autograph Journey Card earns more on its best category (5× vs 4×).

By the numbers

Annual fee
$229
$95
Welcome offer (typical value)
First-year net
$-229
$-95
Peak earning rate
Top categories
Airfare, Gas, Dining
Hotels, Airlines, Dining
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
No
Foreign transaction fee
None
None
Reward currency
Southwest Rapid Rewards
Wells Fargo Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.