United Club Infinite Card vs. United Quest Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
United Club Infinite Card
Chase
United Quest Card
Chase
United Club Infinite Card and United Quest Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
United Club Infinite Card wins on earning ceiling and lounge access; United Quest Card wins on first-year math and annual fee.
Pick the United Quest Card if year-one math is your priority; take the United Quest Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math United Quest Card
United Quest Card wins on bonus value minus annual fee.
- Annual fee United Quest Card
United Quest Card is $345 cheaper to keep.
- Earning ceiling United Club Infinite Card
United Club Infinite Card earns more on its best category (11× vs 10×).
- Lounge access United Club Infinite Card
United Club Infinite Card includes lounge access; the other doesn't.
By the numbers
- Annual fee
- $695
- $350
- Welcome offer (typical value)
- $1,170
- $910
- First-year net
- +$475
- +$560
- Peak earning rate
- 11×
- 10×
- Top categories
- Airfare, Travel, Hotels Resorts
- Airfare, Travel, Hotels Resorts
- Lounge access
- United Club
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- United MileagePlus
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.