Head to head

World of Hyatt Credit Card vs. Amazon Store Card

On the criteria below, World of Hyatt Credit Card wins 3 of 5. The verdict depends on which criteria matter to you.

World of Hyatt Credit Card

Chase

Amazon Store Card

Synchrony

At a glance

World of Hyatt Credit Card wins 3 of 5 criteria here, making it the stronger all-rounder.

World of Hyatt Credit Card wins on first-year math, earning ceiling, and travel insurance; Amazon Store Card wins on annual fee and foreign transactions.

Pick the World of Hyatt Credit Card if year-one math is your priority; take the Amazon Store Card if you want a cheaper card to keep long-term.

Who wins what

3 vs 2
  • First-year math World of Hyatt Credit Card

    World of Hyatt Credit Card wins on bonus value minus annual fee.

  • Annual fee Amazon Store Card

    Amazon Store Card is $95 cheaper to keep.

  • Earning ceiling World of Hyatt Credit Card

    World of Hyatt Credit Card earns more on its best category (4× vs 0×).

  • Travel insurance World of Hyatt Credit Card

    World of Hyatt Credit Card carries built-in travel insurance.

  • Foreign transactions Amazon Store Card

    Amazon Store Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
$95
Free
Welcome offer (typical value)
$1,080
First-year net
+$985
+$0
Peak earning rate
Top categories
Hotels Resorts, Dining, Transit
Lounge access
No
No
Travel insurance
Yes
No
Elite status
Yes
No
Foreign transaction fee
None
Not disclosed
Reward currency
World of Hyatt

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.