Blue Cash Everyday Card from American Express vs. Bank of America Travel Rewards credit card
On the criteria below, Blue Cash Everyday Card from American Express wins 2 of 5. The verdict depends on which criteria matter to you.
Blue Cash Everyday Card from American Express
Amex
Bank of America Travel Rewards credit card
Bank of America
Blue Cash Everyday Card from American Express wins 2 of 5 criteria here, making it the stronger all-rounder.
Blue Cash Everyday Card from American Express wins on first-year math and travel insurance; Bank of America Travel Rewards credit card wins on foreign transactions.
Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.
Who wins what
2 vs 1 (2 tie)- First-year math Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Travel insurance Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express carries built-in travel insurance.
- Foreign transactions Bank of America Travel Rewards credit card
Bank of America Travel Rewards credit card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- —
- First-year net
- +$200
- +$0
- Peak earning rate
- 3×
- 3×
- Top categories
- Gas, U.S. Online Retail, U.S. Supermarkets
- Travel
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Bank of America Travel Rewards Points
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.