Blue Cash Everyday Card from American Express vs. Chase Freedom Unlimited
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Blue Cash Everyday Card from American Express
Amex
Chase Freedom Unlimited
Chase
Blue Cash Everyday Card from American Express and Chase Freedom Unlimited split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Blue Cash Everyday Card from American Express wins on foreign transactions; Chase Freedom Unlimited wins on earning ceiling.
Who wins what
1 vs 1 (2 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Chase Freedom Unlimited
Chase Freedom Unlimited earns more on its best category (5× vs 3×).
- Foreign transactions Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- $200
- First-year net
- +$200
- +$200
- Peak earning rate
- 3×
- 5×
- Top categories
- U.S. Supermarkets, U.S. Online Retail, Gas
- Chase Travel, Dining, Drugstores
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- 3.00%
- Reward currency
- Cashback
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.