Head to head

Blue Cash Everyday Card from American Express vs. Ink Business Cash Credit Card

On the criteria below, Ink Business Cash Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.

Blue Cash Everyday Card from American Express

Amex

Ink Business Cash Credit Card

Chase

At a glance

Ink Business Cash Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.

Blue Cash Everyday Card from American Express wins on foreign transactions; Ink Business Cash Credit Card wins on first-year math and earning ceiling.

Pick the Ink Business Cash Credit Card if year-one math is your priority.

Who wins what

1 vs 2 (1 tie)
  • First-year math Ink Business Cash Credit Card

    Ink Business Cash Credit Card wins on bonus value minus annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Ink Business Cash Credit Card

    Ink Business Cash Credit Card earns more on its best category (5× vs 3×).

  • Foreign transactions Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$200
$750
First-year net
+$200
+$750
Peak earning rate
Top categories
U.S. Supermarkets, U.S. Online Retail, Gas
Office Supplies, Internet Cable Phone, Gas
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
No
Foreign transaction fee
2.70%
3.00%
Reward currency
Cashback
Chase Ultimate Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.