Blue Cash Everyday Card from American Express vs. Citi Double Cash Card
On the criteria below, Blue Cash Everyday Card from American Express wins 2 of 5. The verdict depends on which criteria matter to you.
Blue Cash Everyday Card from American Express
Amex
Citi Double Cash Card
Citi
Blue Cash Everyday Card from American Express wins 2 of 5 criteria here, making it the stronger all-rounder.
Blue Cash Everyday Card from American Express wins on travel insurance and foreign transactions; Citi Double Cash Card wins on earning ceiling.
Who wins what
2 vs 1 (2 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Citi Double Cash Card
Citi Double Cash Card earns more on its best category (5× vs 3×).
- Travel insurance Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express carries built-in travel insurance.
- Foreign transactions Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- $200
- First-year net
- +$200
- +$200
- Peak earning rate
- 3×
- 5×
- Top categories
- U.S. Supermarkets, U.S. Online Retail, Gas
- Travel Portal
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- 3.00%
- Reward currency
- Cashback
- Citi ThankYou Points
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.