Head to head

Blue Cash Everyday Card from American Express vs. Apple Card

On the criteria below, Blue Cash Everyday Card from American Express wins 2 of 5. The verdict depends on which criteria matter to you.

Blue Cash Everyday Card from American Express

Amex

Goldman Sachs Bank USA

At a glance

Blue Cash Everyday Card from American Express wins 2 of 5 criteria here, making it the stronger all-rounder.

Blue Cash Everyday Card from American Express wins on first-year math and travel insurance; Apple Card wins on foreign transactions.

Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.

2 vs 1 (2 tie)

First-year math Blue Cash Everyday Card from American Express

Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling Tie

Same peak earning rate.
Travel insurance Blue Cash Everyday Card from American Express

Blue Cash Everyday Card from American Express carries built-in travel insurance.
Foreign transactions Apple Card

Apple Card has a lower (or zero) foreign transaction fee.

Annual fee: Free; Free
Welcome offer (typical value): $200; —
First-year net: +$200; +$0
Peak earning rate: 3×; 3×
Top categories: Gas, U.S. Online Retail, U.S. Supermarkets; Apple And App Store, Apple Pay, Bonus Daily Cash Merchants
Lounge access: No; No
Travel insurance: Yes; No
Elite status: No; No
Foreign transaction fee: 2.70%; None
Reward currency: Cashback; Apple Daily Cash

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.