Head to head

Blue Cash Everyday Card from American Express vs. TD Cash Credit Card

On the criteria below, Blue Cash Everyday Card from American Express wins 2 of 4. The verdict depends on which criteria matter to you.

Blue Cash Everyday Card from American Express

Amex

TD Cash Credit Card

TD Bank

At a glance

Blue Cash Everyday Card from American Express wins 2 of 4 criteria here, making it the stronger all-rounder.

Blue Cash Everyday Card from American Express leads on first-year math and foreign transactions, while TD Cash Credit Card only ties the rest.

Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.

Who wins what

2 vs 0 (2 tie)
  • First-year math Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Tie

    Same peak earning rate.

  • Foreign transactions Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$200
—
First-year net
+$200
+$0
Peak earning rate
3×
3×
Top categories
Gas, U.S. Online Retail, U.S. Supermarkets
Selected Second Category, Selected Top Category
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
No
Foreign transaction fee
2.70%
3.00%
Reward currency
Cashback
TD Rewards Points

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.