Head to head

Blue Cash Everyday Card from American Express vs. TD Cash Credit Card

On the criteria below, Blue Cash Everyday Card from American Express wins 2 of 4. The verdict depends on which criteria matter to you.

Blue Cash Everyday Card from American Express

Amex

TD Cash Credit Card

TD Bank

At a glance

Blue Cash Everyday Card from American Express wins 2 of 4 criteria here, making it the stronger all-rounder.

Blue Cash Everyday Card from American Express leads on first-year math and foreign transactions, while TD Cash Credit Card only ties the rest.

Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.

Who wins what

2 vs 0 (2 tie)
  • First-year math Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Tie

    Same peak earning rate.

  • Foreign transactions Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$200
First-year net
+$200
+$0
Peak earning rate
Top categories
Gas, U.S. Online Retail, U.S. Supermarkets
Selected Second Category, Selected Top Category
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
No
Foreign transaction fee
2.70%
3.00%
Reward currency
Cashback
TD Rewards Points

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.