Blue Cash Preferred Card from American Express vs. Ink Business Premier Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Blue Cash Preferred Card from American Express
Amex
Ink Business Premier Credit Card
Chase
Blue Cash Preferred Card from American Express and Ink Business Premier Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Blue Cash Preferred Card from American Express wins on annual fee and earning ceiling; Ink Business Premier Credit Card wins on first-year math and foreign transactions.
Pick the Ink Business Premier Credit Card if year-one math is your priority; take the Blue Cash Preferred Card from American Express if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Ink Business Premier Credit Card
Ink Business Premier Credit Card wins on bonus value minus annual fee.
- Annual fee Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express is $100 cheaper to keep.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 5×).
- Foreign transactions Ink Business Premier Credit Card
Ink Business Premier Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- $195
- Welcome offer (typical value)
- $300
- $1,000
- First-year net
- +$205
- +$805
- Peak earning rate
- 6×
- 5×
- Top categories
- U.S. Supermarkets, Streaming, Transit
- Chase Travel, Large Purchases, Lyft
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.