Blue Cash Preferred Card from American Express vs. Wells Fargo Autograph Journey Card
On the criteria below, Blue Cash Preferred Card from American Express wins 2 of 4. The verdict depends on which criteria matter to you.
Blue Cash Preferred Card from American Express
Amex
Wells Fargo Autograph Journey Card
Wells Fargo
Blue Cash Preferred Card from American Express wins 2 of 4 criteria here, making it the stronger all-rounder.
Blue Cash Preferred Card from American Express wins on first-year math and earning ceiling; Wells Fargo Autograph Journey Card wins on foreign transactions.
Pick the Blue Cash Preferred Card from American Express if year-one math is your priority.
Who wins what
2 vs 1 (1 tie)- First-year math Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 5×).
- Foreign transactions Wells Fargo Autograph Journey Card
Wells Fargo Autograph Journey Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- $95
- Welcome offer (typical value)
- $300
- —
- First-year net
- +$205
- $-95
- Peak earning rate
- 6×
- 5×
- Top categories
- U.S. Supermarkets, Streaming, Transit
- Hotels, Airlines, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.