Blue Cash Preferred Card from American Express vs. Wells Fargo Autograph Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Blue Cash Preferred Card from American Express
Amex
Wells Fargo Autograph Card
Wells Fargo
Blue Cash Preferred Card from American Express and Wells Fargo Autograph Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Blue Cash Preferred Card from American Express wins on first-year math and earning ceiling; Wells Fargo Autograph Card wins on annual fee and foreign transactions.
Pick the Blue Cash Preferred Card from American Express if year-one math is your priority; take the Wells Fargo Autograph Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 2- First-year math Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express wins on bonus value minus annual fee.
- Annual fee Wells Fargo Autograph Card
Wells Fargo Autograph Card is $95 cheaper to keep.
- Earning ceiling Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express earns more on its best category (6× vs 3×).
- Foreign transactions Wells Fargo Autograph Card
Wells Fargo Autograph Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $95
- Free
- Welcome offer (typical value)
- $300
- —
- First-year net
- +$205
- +$0
- Peak earning rate
- 6×
- 3×
- Top categories
- U.S. Supermarkets, Streaming, Transit
- Dining, Travel, Transit
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.