American Express Business Gold Card vs. Southwest Rapid Rewards Priority Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
American Express Business Gold Card
Amex
Southwest Rapid Rewards Priority Credit Card
Chase
American Express Business Gold Card and Southwest Rapid Rewards Priority Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
American Express Business Gold Card wins on first-year math; Southwest Rapid Rewards Priority Credit Card wins on annual fee.
Pick the American Express Business Gold Card if year-one math is your priority; take the Southwest Rapid Rewards Priority Credit Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 1 (1 tie)- First-year math American Express Business Gold Card
American Express Business Gold Card wins on bonus value minus annual fee.
- Annual fee Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card is $146 cheaper to keep.
- Earning ceiling Tie
Same peak earning rate.
By the numbers
- Annual fee
- $375
- $229
- Welcome offer (typical value)
- $3,200
- —
- First-year net
- +$2,825
- $-229
- Peak earning rate
- 4×
- 4×
- Top categories
- Advertising, Electronics, Dining
- Airfare, Gas, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- American Express Membership Rewards
- Southwest Rapid Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.