Delta SkyMiles Gold American Express Card vs. Ink Business Premier Credit Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Delta SkyMiles Gold American Express Card
Amex
Ink Business Premier Credit Card
Chase
Delta SkyMiles Gold American Express Card and Ink Business Premier Credit Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Delta SkyMiles Gold American Express Card wins on annual fee; Ink Business Premier Credit Card wins on earning ceiling.
Pick the Delta SkyMiles Gold American Express Card if year-one math is your priority; take the Delta SkyMiles Gold American Express Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 1 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Delta SkyMiles Gold American Express Card
Delta SkyMiles Gold American Express Card is $45 cheaper to keep.
- Earning ceiling Ink Business Premier Credit Card
Ink Business Premier Credit Card earns more on its best category (5× vs 2×).
By the numbers
- Annual fee
- $150
- $195
- Welcome offer (typical value)
- $960
- $1,000
- First-year net
- +$810
- +$805
- Peak earning rate
- 2×
- 5×
- Top categories
- Dining, U.S. Supermarkets, Airfare
- Chase Travel, Large Purchases, Lyft
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.