Delta SkyMiles Platinum American Express Card vs. Ink Business Unlimited Credit Card
On the criteria below, Ink Business Unlimited Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Delta SkyMiles Platinum American Express Card
Amex
Ink Business Unlimited Credit Card
Chase
Ink Business Unlimited Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Delta SkyMiles Platinum American Express Card wins on foreign transactions; Ink Business Unlimited Credit Card wins on annual fee and earning ceiling.
Pick the Ink Business Unlimited Credit Card if year-one math is your priority; take the Ink Business Unlimited Credit Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 2 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card is $350 cheaper to keep.
- Earning ceiling Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card earns more on its best category (5× vs 3×).
- Foreign transactions Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum American Express Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $350
- Free
- Welcome offer (typical value)
- $1,080
- $750
- First-year net
- +$730
- +$750
- Peak earning rate
- 3×
- 5×
- Top categories
- Airfare, Hotels Resorts, Dining
- Lyft
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Delta SkyMiles
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.