Head to head

American Express Gold Card vs. JetBlue Card

On the criteria below, American Express Gold Card wins 3 of 4. The verdict depends on which criteria matter to you.

American Express Gold Card

Amex

JetBlue Card

Barclays

At a glance

American Express Gold Card wins 3 of 4 criteria here, making it the stronger all-rounder.

American Express Gold Card wins on first-year math, earning ceiling, and travel insurance; JetBlue Card wins on annual fee.

Pick the American Express Gold Card if year-one math is your priority; take the JetBlue Card if you want a cheaper card to keep long-term.

Who wins what

3 vs 1
  • First-year math American Express Gold Card

    American Express Gold Card wins on bonus value minus annual fee.

  • Annual fee JetBlue Card

    JetBlue Card is $325 cheaper to keep.

  • Earning ceiling American Express Gold Card

    American Express Gold Card earns more on its best category (5× vs 3×).

  • Travel insurance American Express Gold Card

    American Express Gold Card carries built-in travel insurance.

By the numbers

Annual fee
$325
Free
Welcome offer (typical value)
$1,600
First-year net
+$1,275
+$0
Peak earning rate
Top categories
Dining Worldwide, U.S. Supermarkets, Prepaid Hotels
Jetblue Purchases, Dining, Grocery Stores
Lounge access
No
No
Travel insurance
Yes
No
Elite status
Yes
No
Foreign transaction fee
None
None
Reward currency
American Express Membership Rewards
JetBlue TrueBlue

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.