American Express Green Card vs. United Club Infinite Card
On the criteria below, United Club Infinite Card wins 2 of 4. The verdict depends on which criteria matter to you.
American Express Green Card
Amex
United Club Infinite Card
Chase
United Club Infinite Card wins 2 of 4 criteria here, making it the stronger all-rounder.
American Express Green Card wins on annual fee; United Club Infinite Card wins on earning ceiling and lounge access.
Pick the American Express Green Card if year-one math is your priority; take the American Express Green Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 2 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee American Express Green Card
American Express Green Card is $545 cheaper to keep.
- Earning ceiling United Club Infinite Card
United Club Infinite Card earns more on its best category (11× vs 3×).
- Lounge access United Club Infinite Card
United Club Infinite Card includes lounge access; the other doesn't.
By the numbers
- Annual fee
- $150
- $695
- Welcome offer (typical value)
- $640
- $1,170
- First-year net
- +$490
- +$475
- Peak earning rate
- 3×
- 11×
- Top categories
- Dining Worldwide, Transit, Travel
- Airfare, Travel, Hotels Resorts
- Lounge access
- No
- United Club
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- None
- Reward currency
- American Express Membership Rewards
- United MileagePlus
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.