Hilton Honors American Express Aspire Card vs. Capital One Venture X Rewards Credit Card
On the criteria below, Capital One Venture X Rewards Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Hilton Honors American Express Aspire Card
Amex
Capital One Venture X Rewards Credit Card
Capital One
Capital One Venture X Rewards Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Hilton Honors American Express Aspire Card wins on earning ceiling; Capital One Venture X Rewards Credit Card wins on first-year math and annual fee.
Pick the Capital One Venture X Rewards Credit Card if year-one math is your priority; take the Capital One Venture X Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 2- First-year math Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card is $155 cheaper to keep.
- Earning ceiling Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card earns more on its best category (14× vs 10×).
By the numbers
- Annual fee
- $550
- $395
- Welcome offer (typical value)
- $750
- $1,125
- First-year net
- +$200
- +$730
- Peak earning rate
- 14×
- 10×
- Top categories
- Hotels Resorts, Airfare, Car Rentals
- Hotels Via Portal, Flights Via Portal
- Lounge access
- priority-pass
- capital-one-lounge, priority-pass
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Hilton Honors
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.