Head to head

The Platinum Card from American Express vs. JetBlue Plus Card

On the criteria below, The Platinum Card from American Express wins 3 of 5. The verdict depends on which criteria matter to you.

The Platinum Card from American Express

Amex

JetBlue Plus Card

Barclays

At a glance

The Platinum Card from American Express wins 3 of 5 criteria here, making it the stronger all-rounder.

The Platinum Card from American Express wins on first-year math, lounge access, and travel insurance; JetBlue Plus Card wins on annual fee and earning ceiling.

Pick the The Platinum Card from American Express if year-one math is your priority; take the JetBlue Plus Card if you want a cheaper card to keep long-term.

Who wins what

3 vs 2
  • First-year math The Platinum Card from American Express

    The Platinum Card from American Express wins on bonus value minus annual fee.

  • Annual fee JetBlue Plus Card

    JetBlue Plus Card is $796 cheaper to keep.

  • Earning ceiling JetBlue Plus Card

    JetBlue Plus Card earns more on its best category (6× vs 5×).

  • Lounge access The Platinum Card from American Express

    The Platinum Card from American Express includes lounge access; the other doesn't.

  • Travel insurance The Platinum Card from American Express

    The Platinum Card from American Express carries built-in travel insurance.

By the numbers

Annual fee
$895
$99
Welcome offer (typical value)
$2,800
First-year net
+$1,905
$-99
Peak earning rate
Top categories
Flights, Prepaid Hotels
Jetblue Purchases, Dining, Grocery Stores
Lounge access
centurion, delta-sky-club, priority-pass
No
Travel insurance
Yes
No
Elite status
Yes
No
Foreign transaction fee
None
None
Reward currency
American Express Membership Rewards
JetBlue TrueBlue

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.