JetBlue Plus Card vs. Wells Fargo Reflect Card
On the criteria below, Wells Fargo Reflect Card wins 3 of 5. The verdict depends on which criteria matter to you.
JetBlue Plus Card
Barclays
Wells Fargo Reflect Card
Wells Fargo
Wells Fargo Reflect Card wins 3 of 5 criteria here, making it the stronger all-rounder.
JetBlue Plus Card wins on earning ceiling and foreign transactions; Wells Fargo Reflect Card wins on first-year math, annual fee, and travel insurance.
Pick the Wells Fargo Reflect Card if year-one math is your priority; take the Wells Fargo Reflect Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 3- First-year math Wells Fargo Reflect Card
Wells Fargo Reflect Card wins on bonus value minus annual fee.
- Annual fee Wells Fargo Reflect Card
Wells Fargo Reflect Card is $99 cheaper to keep.
- Earning ceiling JetBlue Plus Card
JetBlue Plus Card earns more on its best category (6× vs 0×).
- Travel insurance Wells Fargo Reflect Card
Wells Fargo Reflect Card carries built-in travel insurance.
- Foreign transactions JetBlue Plus Card
JetBlue Plus Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- $99
- Free
- Welcome offer (typical value)
- —
- —
- First-year net
- $-99
- +$0
- Peak earning rate
- 6×
- —
- Top categories
- Jetblue Purchases, Dining, Grocery Stores
- —
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- JetBlue TrueBlue
- —
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.