Head to head

JetBlue Card vs. United Explorer Card

Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.

JetBlue Card

Barclays

United Explorer Card

Chase

At a glance

JetBlue Card and United Explorer Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.

JetBlue Card wins on annual fee and earning ceiling; United Explorer Card wins on first-year math and travel insurance.

Pick the United Explorer Card if year-one math is your priority; take the JetBlue Card if you want a cheaper card to keep long-term.

Who wins what

2 vs 2
  • First-year math United Explorer Card

    United Explorer Card wins on bonus value minus annual fee.

  • Annual fee JetBlue Card

    JetBlue Card is $150 cheaper to keep.

  • Earning ceiling JetBlue Card

    JetBlue Card earns more on its best category (3× vs 2×).

  • Travel insurance United Explorer Card

    United Explorer Card carries built-in travel insurance.

By the numbers

Annual fee
Free
$150
Welcome offer (typical value)
$910
First-year net
+$0
+$760
Peak earning rate
Top categories
Jetblue Purchases, Dining, Grocery Stores
Airfare, Hotels Resorts, Dining
Lounge access
No
No
Travel insurance
No
Yes
Elite status
No
No
Foreign transaction fee
None
None
Reward currency
JetBlue TrueBlue
United MileagePlus

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.