Head to head

JetBlue Card vs. United Gateway Card

On the criteria below, United Gateway Card wins 3 of 4. The verdict depends on which criteria matter to you.

JetBlue Card

Barclays

Chase

At a glance

United Gateway Card wins 3 of 4 criteria here, making it the stronger all-rounder.

United Gateway Card leads on first-year math, earning ceiling, and travel insurance, while JetBlue Card only ties the rest.

Pick the United Gateway Card if year-one math is your priority.

0 vs 3 (1 tie)

First-year math United Gateway Card

United Gateway Card wins on bonus value minus annual fee.
Annual fee Tie

Same annual fee.
Earning ceiling United Gateway Card

United Gateway Card earns more on its best category (5× vs 3×).
Travel insurance United Gateway Card

United Gateway Card carries built-in travel insurance.

Annual fee: Free; Free
Welcome offer (typical value): —; $520
First-year net: +$0; +$520
Peak earning rate: 3×; 5×
Top categories: Jetblue Purchases, Dining, Grocery Stores; Airfare, Travel, Gas
Lounge access: No; No
Travel insurance: No; Yes
Elite status: No; No
Foreign transaction fee: None; None
Reward currency: JetBlue TrueBlue; United MileagePlus

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.