Bank of America Customized Cash Rewards credit card vs. Ink Business Unlimited Credit Card
On the criteria below, Ink Business Unlimited Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Bank of America Customized Cash Rewards credit card
Bank of America
Ink Business Unlimited Credit Card
Chase
Ink Business Unlimited Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Ink Business Unlimited Credit Card leads on first-year math, earning ceiling, and travel insurance, while Bank of America Customized Cash Rewards credit card only ties the rest.
Pick the Ink Business Unlimited Credit Card if year-one math is your priority.
Who wins what
0 vs 3 (1 tie)- First-year math Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card earns more on its best category (5× vs 3×).
- Travel insurance Ink Business Unlimited Credit Card
Ink Business Unlimited Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- $750
- First-year net
- +$200
- +$750
- Peak earning rate
- 3×
- 5×
- Top categories
- Choice Category, Grocery
- Lyft
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 3.00%
- 3.00%
- Reward currency
- Cashback
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.