Head to head

Blue Cash Everyday Card from American Express vs. Bank of America Customized Cash Rewards credit card

On the criteria below, Blue Cash Everyday Card from American Express wins 2 of 5. The verdict depends on which criteria matter to you.

Blue Cash Everyday Card from American Express

Amex

Bank of America Customized Cash Rewards credit card

Bank of America

At a glance

Blue Cash Everyday Card from American Express wins 2 of 5 criteria here, making it the stronger all-rounder.

Blue Cash Everyday Card from American Express leads on travel insurance and foreign transactions, while Bank of America Customized Cash Rewards credit card only ties the rest.

Who wins what

2 vs 0 (3 tie)
  • First-year math Tie

    Both cards land within $25 of each other after the annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Tie

    Same peak earning rate.

  • Travel insurance Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express carries built-in travel insurance.

  • Foreign transactions Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$200
$200
First-year net
+$200
+$200
Peak earning rate
Top categories
U.S. Supermarkets, U.S. Online Retail, Gas
Choice Category, Grocery
Lounge access
No
No
Travel insurance
Yes
No
Elite status
No
No
Foreign transaction fee
2.70%
3.00%
Reward currency
Cashback
Cashback

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.