Bank of America Customized Cash Rewards credit card vs. World of Hyatt Credit Card
On the criteria below, World of Hyatt Credit Card wins 4 of 5. The verdict depends on which criteria matter to you.
Bank of America Customized Cash Rewards credit card
Bank of America
World of Hyatt Credit Card
Chase
World of Hyatt Credit Card wins 4 of 5 criteria here, making it the stronger all-rounder.
Bank of America Customized Cash Rewards credit card wins on annual fee; World of Hyatt Credit Card wins on first-year math, earning ceiling, travel insurance, and foreign transactions.
Pick the World of Hyatt Credit Card if year-one math is your priority; take the Bank of America Customized Cash Rewards credit card if you want a cheaper card to keep long-term.
Who wins what
1 vs 4- First-year math World of Hyatt Credit Card
World of Hyatt Credit Card wins on bonus value minus annual fee.
- Annual fee Bank of America Customized Cash Rewards credit card
Bank of America Customized Cash Rewards credit card is $95 cheaper to keep.
- Earning ceiling World of Hyatt Credit Card
World of Hyatt Credit Card earns more on its best category (4× vs 3×).
- Travel insurance World of Hyatt Credit Card
World of Hyatt Credit Card carries built-in travel insurance.
- Foreign transactions World of Hyatt Credit Card
World of Hyatt Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $200
- $1,080
- First-year net
- +$200
- +$985
- Peak earning rate
- 3×
- 4×
- Top categories
- Choice Category, Grocery
- Hotels Resorts, Dining, Transit
- Lounge access
- No
- No
- Travel insurance
- No
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 3.00%
- None
- Reward currency
- Cashback
- World of Hyatt
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.