Capital One Savor Cash Rewards Credit Card vs. Capital One VentureOne Rewards Credit Card
On the criteria below, Capital One Savor Cash Rewards Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Capital One Savor Cash Rewards Credit Card
Capital One
Capital One VentureOne Rewards Credit Card
Capital One
Capital One Savor Cash Rewards Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Capital One Savor Cash Rewards Credit Card wins on earning ceiling and travel insurance; Capital One VentureOne Rewards Credit Card wins on first-year math.
Pick the Capital One VentureOne Rewards Credit Card if year-one math is your priority.
Who wins what
2 vs 1 (1 tie)- First-year math Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card earns more on its best category (8× vs 5×).
- Travel insurance Capital One Savor Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $250
- $300
- First-year net
- +$250
- +$300
- Peak earning rate
- 8×
- 5×
- Top categories
- Capital One Entertainment, Travel Portal, Dining
- Travel Portal, Capital One Entertainment
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- Yes
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Cashback
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.