Capital One Venture X Rewards Credit Card vs. Southwest Rapid Rewards Priority Credit Card
On the criteria below, Capital One Venture X Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Capital One Venture X Rewards Credit Card
Capital One
Southwest Rapid Rewards Priority Credit Card
Chase
Capital One Venture X Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Capital One Venture X Rewards Credit Card wins on first-year math, earning ceiling, and lounge access; Southwest Rapid Rewards Priority Credit Card wins on annual fee.
Pick the Capital One Venture X Rewards Credit Card if year-one math is your priority; take the Southwest Rapid Rewards Priority Credit Card if you want a cheaper card to keep long-term.
Who wins what
3 vs 1- First-year math Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Southwest Rapid Rewards Priority Credit Card
Southwest Rapid Rewards Priority Credit Card is $166 cheaper to keep.
- Earning ceiling Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card earns more on its best category (10× vs 4×).
- Lounge access Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card includes lounge access; the other doesn't.
By the numbers
- Annual fee
- $395
- $229
- Welcome offer (typical value)
- $1,125
- —
- First-year net
- +$730
- $-229
- Peak earning rate
- 10×
- 4×
- Top categories
- Hotels Via Portal, Flights Via Portal
- Airfare, Gas, Dining
- Lounge access
- capital-one-lounge, priority-pass
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Capital One Miles
- Southwest Rapid Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.