Head to head

Amazon Store Card vs. Venmo Visa Signature Credit Card

On the criteria below, Venmo Visa Signature Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.

Amazon Store Card

Synchrony

Venmo Visa Signature Credit Card

Synchrony

At a glance

Venmo Visa Signature Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.

Venmo Visa Signature Credit Card leads on earning ceiling and foreign transactions, while Amazon Store Card only ties the rest.

Who wins what

0 vs 2 (2 tie)
  • First-year math Tie

    Both cards land within $25 of each other after the annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Venmo Visa Signature Credit Card

    Venmo Visa Signature Credit Card earns more on its best category (3× vs 0×).

  • Foreign transactions Venmo Visa Signature Credit Card

    Venmo Visa Signature Credit Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
First-year net
+$0
+$0
Peak earning rate
Top categories
Top Spend Category, Second Top Spend Category
Lounge access
No
No
Travel insurance
No
No
Elite status
No
Yes
Foreign transaction fee
Not disclosed
None
Reward currency
Venmo Cash Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.