Blue Cash Everyday Card from American Express vs. American Express Gold Card
On the criteria below, American Express Gold Card wins 3 of 4. The verdict depends on which criteria matter to you.
Blue Cash Everyday Card from American Express
Amex
American Express Gold Card
Amex
American Express Gold Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Blue Cash Everyday Card from American Express wins on annual fee; American Express Gold Card wins on first-year math, earning ceiling, and foreign transactions.
Pick the American Express Gold Card if year-one math is your priority; take the Blue Cash Everyday Card from American Express if you want a cheaper card to keep long-term.
Who wins what
1 vs 3- First-year math American Express Gold Card
American Express Gold Card wins on bonus value minus annual fee.
- Annual fee Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express is $325 cheaper to keep.
- Earning ceiling American Express Gold Card
American Express Gold Card earns more on its best category (5× vs 3×).
- Foreign transactions American Express Gold Card
American Express Gold Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $325
- Welcome offer (typical value)
- $200
- $1,600
- First-year net
- +$200
- +$1,275
- Peak earning rate
- 3×
- 5×
- Top categories
- U.S. Supermarkets, U.S. Online Retail, Gas
- Dining Worldwide, U.S. Supermarkets, Prepaid Hotels
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- American Express Membership Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.