Blue Cash Everyday Card from American Express vs. Capital One Venture Rewards Credit Card
On the criteria below, Capital One Venture Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Blue Cash Everyday Card from American Express
Amex
Capital One Venture Rewards Credit Card
Capital One
Capital One Venture Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Blue Cash Everyday Card from American Express wins on annual fee; Capital One Venture Rewards Credit Card wins on first-year math, earning ceiling, and foreign transactions.
Pick the Capital One Venture Rewards Credit Card if year-one math is your priority; take the Blue Cash Everyday Card from American Express if you want a cheaper card to keep long-term.
Who wins what
1 vs 3- First-year math Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express is $95 cheaper to keep.
- Earning ceiling Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card earns more on its best category (5× vs 3×).
- Foreign transactions Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $200
- $1,125
- First-year net
- +$200
- +$1,030
- Peak earning rate
- 3×
- 5×
- Top categories
- Gas, U.S. Online Retail, U.S. Supermarkets
- Capital One Entertainment, Travel Portal
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.