Blue Cash Everyday Card from American Express vs. Wells Fargo Reflect Card
On the criteria below, Blue Cash Everyday Card from American Express wins 3 of 4. The verdict depends on which criteria matter to you.
Blue Cash Everyday Card from American Express
Amex
Wells Fargo Reflect Card
Wells Fargo
Blue Cash Everyday Card from American Express wins 3 of 4 criteria here, making it the stronger all-rounder.
Blue Cash Everyday Card from American Express leads on first-year math, earning ceiling, and foreign transactions, while Wells Fargo Reflect Card only ties the rest.
Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.
Who wins what
3 vs 0 (1 tie)- First-year math Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express earns more on its best category (3× vs 0×).
- Foreign transactions Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- —
- First-year net
- +$200
- +$0
- Peak earning rate
- 3×
- —
- Top categories
- U.S. Supermarkets, U.S. Online Retail, Gas
- —
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- 3.00%
- Reward currency
- Cashback
- —
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.