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Head to head

Blue Cash Preferred Card from American Express vs. Delta SkyMiles Platinum American Express Card

Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.

Blue Cash Preferred Card from American Express

Amex

Delta SkyMiles Platinum American Express Card

Amex

At a glance

Blue Cash Preferred Card from American Express and Delta SkyMiles Platinum American Express Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.

Blue Cash Preferred Card from American Express wins on annual fee and earning ceiling; Delta SkyMiles Platinum American Express Card wins on first-year math and foreign transactions.

Pick the Delta SkyMiles Platinum American Express Card if year-one math is your priority; take the Blue Cash Preferred Card from American Express if you want a cheaper card to keep long-term.

Who wins what

2 vs 2
  • First-year math Delta SkyMiles Platinum American Express Card

    Delta SkyMiles Platinum American Express Card wins on bonus value minus annual fee.

  • Annual fee Blue Cash Preferred Card from American Express

    Blue Cash Preferred Card from American Express is $255 cheaper to keep.

  • Earning ceiling Blue Cash Preferred Card from American Express

    Blue Cash Preferred Card from American Express earns more on its best category (6× vs 3×).

  • Foreign transactions Delta SkyMiles Platinum American Express Card

    Delta SkyMiles Platinum American Express Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
$95
$350
Welcome offer (typical value)
$300
$1,080
First-year net
+$205
+$730
Peak earning rate
6×
3×
Top categories
U.S. Supermarkets, Streaming, Transit
Airfare, Hotels Resorts, Dining
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
Yes
Foreign transaction fee
2.70%
None
Reward currency
Cashback
Delta SkyMiles
Full review Blue Cash Preferred Card from American Express
Full review Delta SkyMiles Platinum American Express Card

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.