Delta SkyMiles Platinum American Express Card vs. Capital One Venture X Rewards Credit Card
On the criteria below, Capital One Venture X Rewards Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Delta SkyMiles Platinum American Express Card
Amex
Capital One Venture X Rewards Credit Card
Capital One
Capital One Venture X Rewards Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Delta SkyMiles Platinum American Express Card wins on annual fee; Capital One Venture X Rewards Credit Card wins on earning ceiling and lounge access.
Take the Delta SkyMiles Platinum American Express Card if you want a cheaper card to keep long-term; the Capital One Venture X Rewards Credit Card is the right call if you'll actually use the lounges.
Who wins what
1 vs 2 (1 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum American Express Card is $45 cheaper to keep.
- Earning ceiling Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card earns more on its best category (10× vs 3×).
- Lounge access Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card includes lounge access; the other doesn't.
By the numbers
- Annual fee
- $350
- $395
- Welcome offer (typical value)
- $1,080
- $1,125
- First-year net
- +$730
- +$730
- Peak earning rate
- 3×
- 10×
- Top categories
- Airfare, Hotels Resorts, Dining
- Hotels Via Portal, Flights Via Portal
- Lounge access
- No
- capital-one-lounge, priority-pass
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.