Delta SkyMiles Platinum American Express Card vs. Ink Business Premier Credit Card
On the criteria below, Ink Business Premier Credit Card wins 3 of 3. The verdict depends on which criteria matter to you.
Delta SkyMiles Platinum American Express Card
Amex
Ink Business Premier Credit Card
Chase
Ink Business Premier Credit Card wins 3 of 3 criteria here, making it the stronger all-rounder.
Ink Business Premier Credit Card leads on first-year math, annual fee, and earning ceiling, while Delta SkyMiles Platinum American Express Card only ties the rest.
Pick the Ink Business Premier Credit Card if year-one math is your priority; take the Ink Business Premier Credit Card if you want a cheaper card to keep long-term.
Who wins what
0 vs 3- First-year math Ink Business Premier Credit Card
Ink Business Premier Credit Card wins on bonus value minus annual fee.
- Annual fee Ink Business Premier Credit Card
Ink Business Premier Credit Card is $155 cheaper to keep.
- Earning ceiling Ink Business Premier Credit Card
Ink Business Premier Credit Card earns more on its best category (5× vs 3×).
By the numbers
- Annual fee
- $350
- $195
- Welcome offer (typical value)
- $1,080
- $1,000
- First-year net
- +$730
- +$805
- Peak earning rate
- 3×
- 5×
- Top categories
- Airfare, Hotels Resorts, Dining
- Chase Travel, Large Purchases, Lyft
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.