Delta SkyMiles Platinum American Express Card vs. Wells Fargo Autograph Card
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Delta SkyMiles Platinum American Express Card
Amex
Wells Fargo Autograph Card
Wells Fargo
Delta SkyMiles Platinum American Express Card and Wells Fargo Autograph Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Delta SkyMiles Platinum American Express Card wins on first-year math; Wells Fargo Autograph Card wins on annual fee.
Pick the Delta SkyMiles Platinum American Express Card if year-one math is your priority; take the Wells Fargo Autograph Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 1 (1 tie)- First-year math Delta SkyMiles Platinum American Express Card
Delta SkyMiles Platinum American Express Card wins on bonus value minus annual fee.
- Annual fee Wells Fargo Autograph Card
Wells Fargo Autograph Card is $350 cheaper to keep.
- Earning ceiling Tie
Same peak earning rate.
By the numbers
- Annual fee
- $350
- Free
- Welcome offer (typical value)
- $1,080
- —
- First-year net
- +$730
- +$0
- Peak earning rate
- 3×
- 3×
- Top categories
- Airfare, Hotels Resorts, Dining
- Dining, Travel, Transit
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.