American Express Green Card vs. Capital One Venture X Rewards Credit Card
On the criteria below, Capital One Venture X Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
American Express Green Card
Amex
Capital One Venture X Rewards Credit Card
Capital One
Capital One Venture X Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
American Express Green Card wins on annual fee; Capital One Venture X Rewards Credit Card wins on first-year math, earning ceiling, and lounge access.
Pick the Capital One Venture X Rewards Credit Card if year-one math is your priority; take the American Express Green Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 3- First-year math Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee American Express Green Card
American Express Green Card is $245 cheaper to keep.
- Earning ceiling Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card earns more on its best category (10× vs 3×).
- Lounge access Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card includes lounge access; the other doesn't.
By the numbers
- Annual fee
- $150
- $395
- Welcome offer (typical value)
- $640
- $1,125
- First-year net
- +$490
- +$730
- Peak earning rate
- 3×
- 10×
- Top categories
- Dining Worldwide, Transit, Travel
- Hotels Via Portal, Flights Via Portal
- Lounge access
- No
- capital-one-lounge, priority-pass
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- American Express Membership Rewards
- Capital One Miles
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.