Head to head

Hilton Honors American Express Card vs. Capital One Quicksilver Cash Rewards Credit Card

On the criteria below, Hilton Honors American Express Card wins 2 of 3. The verdict depends on which criteria matter to you.

Hilton Honors American Express Card

Amex

Capital One Quicksilver Cash Rewards Credit Card

Capital One

At a glance

Hilton Honors American Express Card wins 2 of 3 criteria here, making it the stronger all-rounder.

Hilton Honors American Express Card leads on first-year math and earning ceiling, while Capital One Quicksilver Cash Rewards Credit Card only ties the rest.

Pick the Hilton Honors American Express Card if year-one math is your priority.

Who wins what

2 vs 0 (1 tie)
  • First-year math Hilton Honors American Express Card

    Hilton Honors American Express Card wins on bonus value minus annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Hilton Honors American Express Card

    Hilton Honors American Express Card earns more on its best category (7× vs 5×).

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$400
$200
First-year net
+$400
+$200
Peak earning rate
Top categories
Hotels Resorts, Dining, U.S. Supermarkets
Travel Portal, Capital One Entertainment
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
Yes
Yes
Foreign transaction fee
None
None
Reward currency
Hilton Honors
Cashback

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.