Capital One Quicksilver Cash Rewards Credit Card vs. Chase Freedom Flex
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 1 of 4. The verdict depends on which criteria matter to you.
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Chase Freedom Flex
Chase
Capital One Quicksilver Cash Rewards Credit Card wins 1 of 4 criteria here, making it the stronger all-rounder.
Capital One Quicksilver Cash Rewards Credit Card leads on foreign transactions, while Chase Freedom Flex only ties the rest.
Who wins what
1 vs 0 (3 tie)- First-year math Tie
Both cards land within $25 of each other after the annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Foreign transactions Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- $200
- First-year net
- +$200
- +$200
- Peak earning rate
- 5×
- 5×
- Top categories
- Capital One Entertainment, Travel Portal
- Chase Travel, Dining, Drugstores
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- 3.00%
- Reward currency
- Cashback
- Chase Ultimate Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.