Head to head

Capital One Quicksilver Cash Rewards Credit Card vs. Southwest Rapid Rewards Priority Credit Card

On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 3 of 3. The verdict depends on which criteria matter to you.

Capital One Quicksilver Cash Rewards Credit Card

Capital One

Southwest Rapid Rewards Priority Credit Card

Chase

At a glance

Capital One Quicksilver Cash Rewards Credit Card wins 3 of 3 criteria here, making it the stronger all-rounder.

Capital One Quicksilver Cash Rewards Credit Card leads on first-year math, annual fee, and earning ceiling, while Southwest Rapid Rewards Priority Credit Card only ties the rest.

Pick the Capital One Quicksilver Cash Rewards Credit Card if year-one math is your priority; take the Capital One Quicksilver Cash Rewards Credit Card if you want a cheaper card to keep long-term.

Who wins what

3 vs 0
  • First-year math Capital One Quicksilver Cash Rewards Credit Card

    Capital One Quicksilver Cash Rewards Credit Card wins on bonus value minus annual fee.

  • Annual fee Capital One Quicksilver Cash Rewards Credit Card

    Capital One Quicksilver Cash Rewards Credit Card is $229 cheaper to keep.

  • Earning ceiling Capital One Quicksilver Cash Rewards Credit Card

    Capital One Quicksilver Cash Rewards Credit Card earns more on its best category (5× vs 4×).

By the numbers

Annual fee
Free
$229
Welcome offer (typical value)
$200
First-year net
+$200
$-229
Peak earning rate
Top categories
Travel Portal, Capital One Entertainment
Airfare, Gas, Dining
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
Yes
No
Foreign transaction fee
None
None
Reward currency
Cashback
Southwest Rapid Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.