Capital One Quicksilver Cash Rewards Credit Card vs. Discover it Cash Back
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 2 of 4. The verdict depends on which criteria matter to you.
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Discover it Cash Back
Discover
Capital One Quicksilver Cash Rewards Credit Card wins 2 of 4 criteria here, making it the stronger all-rounder.
Capital One Quicksilver Cash Rewards Credit Card leads on first-year math and travel insurance, while Discover it Cash Back only ties the rest.
Pick the Capital One Quicksilver Cash Rewards Credit Card if year-one math is your priority.
Who wins what
2 vs 0 (2 tie)- First-year math Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Tie
Same peak earning rate.
- Travel insurance Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- —
- First-year net
- +$200
- +$0
- Peak earning rate
- 5×
- 5×
- Top categories
- Travel Portal, Capital One Entertainment
- Rotating Quarterly
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Cashback
- Discover Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.