Capital One Quicksilver Cash Rewards Credit Card vs. Discover it Chrome
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Discover it Chrome
Discover
Capital One Quicksilver Cash Rewards Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.
Capital One Quicksilver Cash Rewards Credit Card leads on first-year math, earning ceiling, and travel insurance, while Discover it Chrome only ties the rest.
Pick the Capital One Quicksilver Cash Rewards Credit Card if year-one math is your priority.
Who wins what
3 vs 0 (1 tie)- First-year math Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card earns more on its best category (5× vs 2×).
- Travel insurance Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card carries built-in travel insurance.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- —
- First-year net
- +$200
- +$0
- Peak earning rate
- 5×
- 2×
- Top categories
- Travel Portal, Capital One Entertainment
- Gas, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Cashback
- Discover Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.