Head to head

Blue Cash Everyday Card from American Express vs. Ink Business Premier Credit Card

On the criteria below, Ink Business Premier Credit Card wins 3 of 4. The verdict depends on which criteria matter to you.

Blue Cash Everyday Card from American Express

Amex

Ink Business Premier Credit Card

Chase

At a glance

Ink Business Premier Credit Card wins 3 of 4 criteria here, making it the stronger all-rounder.

Blue Cash Everyday Card from American Express wins on annual fee; Ink Business Premier Credit Card wins on first-year math, earning ceiling, and foreign transactions.

Pick the Ink Business Premier Credit Card if year-one math is your priority; take the Blue Cash Everyday Card from American Express if you want a cheaper card to keep long-term.

Who wins what

1 vs 3
  • First-year math Ink Business Premier Credit Card

    Ink Business Premier Credit Card wins on bonus value minus annual fee.

  • Annual fee Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express is $195 cheaper to keep.

  • Earning ceiling Ink Business Premier Credit Card

    Ink Business Premier Credit Card earns more on its best category (5× vs 3×).

  • Foreign transactions Ink Business Premier Credit Card

    Ink Business Premier Credit Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
$195
Welcome offer (typical value)
$200
$1,000
First-year net
+$200
+$805
Peak earning rate
Top categories
U.S. Supermarkets, U.S. Online Retail, Gas
Chase Travel, Large Purchases, Lyft
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
No
Foreign transaction fee
2.70%
None
Reward currency
Cashback
Chase Ultimate Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.