Blue Cash Everyday Card from American Express vs. Sam's Club Mastercard
Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.
Blue Cash Everyday Card from American Express
Amex
Sam's Club Mastercard
Synchrony
Blue Cash Everyday Card from American Express and Sam's Club Mastercard split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.
Blue Cash Everyday Card from American Express wins on first-year math and travel insurance; Sam's Club Mastercard wins on earning ceiling and foreign transactions.
Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.
Who wins what
2 vs 2 (1 tie)- First-year math Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.
- Annual fee Tie
Same annual fee.
- Earning ceiling Sam's Club Mastercard
Sam's Club Mastercard earns more on its best category (5× vs 3×).
- Travel insurance Blue Cash Everyday Card from American Express
Blue Cash Everyday Card from American Express carries built-in travel insurance.
- Foreign transactions Sam's Club Mastercard
Sam's Club Mastercard has a lower (or zero) foreign transaction fee.
By the numbers
- Annual fee
- Free
- Free
- Welcome offer (typical value)
- $200
- $30
- First-year net
- +$200
- +$30
- Peak earning rate
- 3×
- 5×
- Top categories
- U.S. Supermarkets, U.S. Online Retail, Gas
- Gas Ev Charging, Dining, Sams Club Purchases
- Lounge access
- No
- No
- Travel insurance
- Yes
- No
- Elite status
- No
- No
- Foreign transaction fee
- 2.70%
- None
- Reward currency
- Cashback
- Sam's Cash
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.