Head to head

Blue Cash Everyday Card from American Express vs. Wells Fargo Autograph Card

Even split across the criteria below. Pick the one whose strengths match how you'll actually use it.

Blue Cash Everyday Card from American Express

Amex

Wells Fargo Autograph Card

Wells Fargo

At a glance

Blue Cash Everyday Card from American Express and Wells Fargo Autograph Card split the criteria evenly. Neither is the obvious all-rounder; the right pick depends on which dimensions matter to you.

Blue Cash Everyday Card from American Express wins on first-year math; Wells Fargo Autograph Card wins on foreign transactions.

Pick the Blue Cash Everyday Card from American Express if year-one math is your priority.

Who wins what

1 vs 1 (2 tie)
  • First-year math Blue Cash Everyday Card from American Express

    Blue Cash Everyday Card from American Express wins on bonus value minus annual fee.

  • Annual fee Tie

    Same annual fee.

  • Earning ceiling Tie

    Same peak earning rate.

  • Foreign transactions Wells Fargo Autograph Card

    Wells Fargo Autograph Card has a lower (or zero) foreign transaction fee.

By the numbers

Annual fee
Free
Free
Welcome offer (typical value)
$200
First-year net
+$200
+$0
Peak earning rate
Top categories
U.S. Supermarkets, U.S. Online Retail, Gas
Dining, Travel, Transit
Lounge access
No
No
Travel insurance
Yes
Yes
Elite status
No
No
Foreign transaction fee
2.70%
None
Reward currency
Cashback
Wells Fargo Rewards

Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.