Delta SkyMiles Gold American Express Card vs. Capital One Quicksilver Cash Rewards Credit Card
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Delta SkyMiles Gold American Express Card
Amex
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Capital One Quicksilver Cash Rewards Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Delta SkyMiles Gold American Express Card wins on first-year math; Capital One Quicksilver Cash Rewards Credit Card wins on annual fee and earning ceiling.
Pick the Delta SkyMiles Gold American Express Card if year-one math is your priority; take the Capital One Quicksilver Cash Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
1 vs 2- First-year math Delta SkyMiles Gold American Express Card
Delta SkyMiles Gold American Express Card wins on bonus value minus annual fee.
- Annual fee Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card is $150 cheaper to keep.
- Earning ceiling Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card earns more on its best category (5× vs 2×).
By the numbers
- Annual fee
- $150
- Free
- Welcome offer (typical value)
- $960
- $200
- First-year net
- +$810
- +$200
- Peak earning rate
- 2×
- 5×
- Top categories
- Dining, U.S. Supermarkets, Airfare
- Travel Portal, Capital One Entertainment
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- No
- Yes
- Foreign transaction fee
- None
- None
- Reward currency
- Delta SkyMiles
- Cashback
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.