Capital One Quicksilver Cash Rewards Credit Card vs. Wells Fargo Autograph Journey Card
On the criteria below, Capital One Quicksilver Cash Rewards Credit Card wins 2 of 3. The verdict depends on which criteria matter to you.
Capital One Quicksilver Cash Rewards Credit Card
Capital One
Wells Fargo Autograph Journey Card
Wells Fargo
Capital One Quicksilver Cash Rewards Credit Card wins 2 of 3 criteria here, making it the stronger all-rounder.
Capital One Quicksilver Cash Rewards Credit Card leads on first-year math and annual fee, while Wells Fargo Autograph Journey Card only ties the rest.
Pick the Capital One Quicksilver Cash Rewards Credit Card if year-one math is your priority; take the Capital One Quicksilver Cash Rewards Credit Card if you want a cheaper card to keep long-term.
Who wins what
2 vs 0 (1 tie)- First-year math Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card wins on bonus value minus annual fee.
- Annual fee Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card is $95 cheaper to keep.
- Earning ceiling Tie
Same peak earning rate.
By the numbers
- Annual fee
- Free
- $95
- Welcome offer (typical value)
- $200
- —
- First-year net
- +$200
- $-95
- Peak earning rate
- 5×
- 5×
- Top categories
- Travel Portal, Capital One Entertainment
- Hotels, Airlines, Dining
- Lounge access
- No
- No
- Travel insurance
- Yes
- Yes
- Elite status
- Yes
- No
- Foreign transaction fee
- None
- None
- Reward currency
- Cashback
- Wells Fargo Rewards
Welcome-offer dollar values use each program's typical-tier valuation from our signup bonus calculator. See the methodology page for sourcing details.